Are there any other fees associated with the Payce Digital Student Smart Card? Annual Fee $10 Processing Fee $15 Return Cheque Fee $50 Cash Advance Flat Rate Fee $5 Interest Rate Charge 18% APR* (1.5% monthly) Replacement Card Fee $10 By Chris Ward|2021-07-23T19:21:24+00:00July 23rd, 2021|Smart Card| Share This Story, Choose Your Platform! FacebookTwitterLinkedIn