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Young Professionals Card2022-10-10T17:24:27+00:00

Drive Your Future Forward!

Are you a Young and Emerging professional between the ages of 18 – 35? If yes, then the Payce Digital Young Professionals Card is the future of payments for young professionals like you!

Enjoy benefits such as:

  • Limits up to $5,000*
  • Low Interest Rate & Minimum Repayments
  • The Power to Tap, Pay, Go with Contactless Card
  • Mobile App for Account Management
  • Quarterly Loyalty Rewards
PayCE Digital - Young Professionals Card
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Interested in joining our Young Professionals Card Family?

To be eligible for a Payce Digital Young Professionals Card you must be:

  • Between the ages of 18 – 35
  • Currently employed for six (6) months or more

Click on the Application Form below to get started on your future!

Application Form
Fee Structure

Additional documents include:

  • Job Letter and two most recent pay slips
  • Valid Photo Identification
  • Proof of Address
  • $30 Processing Fee (Approved Applicants Only)

Young Professionals Card FAQs

What is the difference between the Payce Digital Card and the Payce Digital Young Professional Card?2022-09-27T13:26:26+00:00

Your Payce Digital Card allows you to use it anywhere in the world where VISA is accepted. The Payce Digital Young Professional Card is also a globally accepted card product specifically designed for young and emerging professionals, undergraduate or graduate students or skilled trade professionals between the ages of 18 and 35.

What are the benefits of the Payce Digital Young Professional Card?2022-09-27T13:26:44+00:00
  • Attractive Credit Limit
  • Low Annual Fee
  • Low Interest Rate
  • Low Minimum Repayment
  • Mobile Account Access
  • Access to Free Credit Seminars
  • Free Birthday Gift
What is the limit for the Payce Digital Young Professional Card?2022-09-27T13:28:29+00:00

The starting limited for the Payce Digital Young Professional Card is $2, 500.

How will I receive my birthday gift?2022-09-27T13:29:09+00:00

The Payce Digital Young Professional Cardholder will receive a digital birthday greeting notification from the Payce Digital Card Team as well as instructions on how to access their birthday gift.

How can I learn more about the free Credit Seminars?2022-09-27T13:29:36+00:00

Details of the annual Credit Seminars will be emailed to all Payce Digital Young Professional Cardholders.

What are the Requirements for getting a Payce Digital Young Professional Card?2022-09-27T13:30:27+00:00

To be eligible for a Payce Digital Young Professional Card, you must:

  • Be earning a minimum of $250 weekly
  • Be between the ages of 18 and 35
  • Provide a recent Job Letter and two most recent pay slips
  • Provide a form of valid Photo Identification
  • Provide a form of proof of Address
If I have an existing Payce Digital Card as a working student, can I transfer my balance?2022-09-27T13:31:32+00:00

Yes, you can. The Cardholder would be expected to clear the current card balance and then request to be transferred to the Payce Digital Young Professional Card. This request should be submitted via email to The Credit Manager, Payce Digital at [email protected]

What will be my monthly Minimum Payment?2022-09-27T13:32:10+00:00

Your minimum repayment is 5% of your used balance

Are there any other fees associated with the Payce Digital Young Professional Card?2022-09-27T13:33:00+00:00
  • Annual Fee $30
  • Processing Fee $30
  • Late Payment Fee – $20
  • Return Cheque Fee $50
  • Cash Advance Flat Rate Fee $5
  • Interest Rate Charge 20% APR* (1.66% monthly)
  • Replacement Card Fee $30
What is the Cash Advance Flat Rate Fee?2022-09-27T13:33:38+00:00

This is the nominal fee charged to Cardholders for usage of their Payce Digital Young Professional Card at Automated Banking Machines (ABMs) when withdrawing cash.

Can I only activate my new Young Professional Card by calling Customer Service?2022-09-27T13:34:26+00:00

Of course not! You are free to have your new Card activated by a Customer Service Representative if you are visiting either our One + Haggatt Hall or Broad Street office.

Calling All College & University Students!

The Payce Digital Student Smart Card was designed with you and your interests in mind!

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