Your Payce Digital Card allows you to use it anywhere in the world where VISA is accepted. The Payce Digital Student Smart Card is also a globally accepted card product specifically designed for students between the ages of 18 and 25 with student status.

• Manageable Credit Limit
• Low Annual Fee
• Low Interest Rate
• Low Minimum Repayment
• Annual Scholarship Opportunity
• Mobile Account Access
• Access to Free Credit Seminars
• Free Birthday Gift

The maximum limit of the Payce Digital Student Smart Card is $500.

The Payce Digital Student Smart Cardholder will receive a digital birthday greeting notification from the Payce Digital Team as well as instructions on how to access their birthday gift.

Details around the annual scholarship will be announced by March of each year for presentation by September same year.

Details of the annual Credit Seminars will be emailed to all Payce Digital Student Smart Cardholders. Typically, these sessions will be slated for the month of October.

To be eligible for a Payce Digital Student Smart Card, you must:

• Be earning a minimum of $150 weekly
• Be between the ages of 18 and 25
• Be registered with a secondary or tertiary institution. Student status must be submitted for eligibility

Students with no income are eligible to apply, supported with a Guarantor.

• Recent Job Letter and two most recent pay slips
• Valid Photo Identification
• Proof of Address
• $15 Processing Fee (Either Applicant or Guarantor to pay)

Yes. On the Application Form there is a section entitled Guarantor Summary Terms and Conditions which all guarantors must accept by signing.

The account will be issued in the Applicant’s name.

Yes, you can. The Cardholder would be expected to clear the current card balance and then request to be transferred to the Payce Digital Student Smart Card. This request should be submitted via email to The Credit Manager, Payce Digital at [email protected]

Your minimum repayment is 5% of your used balance.

• Annual Fee $10
• Processing Fee $15
• Return Cheque Fee $50
• Cash Advance Flat Rate Fee $5
• Interest Rate Charge 18% APR* (1.5% monthly)
• Replacement Card Fee $10

This is the nominal fee charged to Cardholders for usage of their Payce Digital Student Smart Card at Automated Banking Machines (ABMs) when withdrawing cash.

Of course not! You are free to have your new Card activated by a Customer Service Representative if you are visiting either our One + Haggatt Hall or Broad Street office.